Coverforce PI

This scheme provides Franchise Owners with quality Professional Indemnity Insurance at wholesale rates covering a wide range of activities

Professional Indemnity Insurance 

Following an extensive review, the L.J. Hooker Franchise Council has appointed Coverforce Professional Risks (formerly Crown Insurance Services) to provide a Professional Indemnity Insurance Scheme for Franchise Owners.

This scheme provides Franchise Owners with quality Professional Indemnity Insurance at wholesale rates covering a wide range of activities that include:

  • Sales & Leasing 
  • Property Management (residential & commercial) 
  • Strata Management (residential & commercial) 
  • Property Valuations 
  • Business Broking 
  • Mortgage Broking 
  • Stock & Station activities for Rural & Regional Franchisees 

Key Features of the L.J. Hooker Professional Indemnity Insurance Scheme

  • A comprehensive policy wording backed by the quality of Lloyd’s of London 
  • Free run off cover 
  • Automatic reinstatements of the policy limit 
  • Automatic fidelity sub limit of $50,000 
  • Franchisor Liability Extension 
  • A flat excess of $5,000 for typical estate agency activities (higher excess apply re other activities) 
  • Wholesale rates 
  • Bodily injury/property damage cover to the full policy limit 
  • Continuous cover provision 
  • Managed by the customer focused Coverforce Professional Risks team



Financial members of the Franchise Owners Council who support the LJ Hooker Professional Indemnity Scheme managed by Coverforce (where underwritten by the Lloyd’s of London policy optionmay be eligible to receive one month’s free Professional Indemnity Insurance.


If you don’t have your Business Insurance with Coverforce under the LJ Hooker Business Insurance Scheme then chances are you are paying too much.

The following graph shows pricing for a typical office under the LJ Hooker Business Insurance Scheme versus pricing from 3 other well-known and commonly used Australian Insurers.  

The LJ Hooker Business Insurance Scheme is 67% more competitive than Insurer Competitor A, 70% more competitive than Insurance Competitor B and 54% more competitive than Insurer Competitor C.

The LJ Hooker Business Insurance Scheme continues to grow in success with more and more franchise owners obtaining great premium savings often with increased levels of coverage.

To obtain great savings and advice on both your Professional Indemnity & Business Insurance please contact Coverforce Insurance Broking on 02 9376 7888 or email


How to obtain a quote

For your convenience forms are available on the Coverforce website that you may download. 

Go to 

Download the L.J Hooker Proposal Form 

Complete and sign it 

Fax it back to Coverforce Professional Risks on 1800 227 696 

Your quote will be returned to you promptly


Contact Information

TOLL FREE PHONE:           1800 027 696

TOLL FREE FAX:                 1800 227 696




Coverforce Professional Risks Pty Limited 

“The Council of L.J. Hooker Franchise Owners has gone to great lengths to establish on behalf of franchise owners the L.J. Hooker Professional Indemnity Insurance Scheme with Coverforce Professional Risks Pty Ltd.

The substantial benefits afforded by this scheme can only be maintained with the full support of franchise owners.

On behalf of the Council, I urge you to take the time to contact Coverforce who will be delighted to assist you”.


John Monahan


Council of L.J. Hooker Franchise Owners




There is absolutely no doubt that the LJ Hooker Franchise Owners Professional Indemnity Scheme is currently the best facility available for real estate agents in Australia. It combines good security, broad policy coverage and experienced professional advisors to deliver exceptional value for money to members. I have made significant savings with superior cover for my business. I wholeheartedly recommend Coverforce to all Franchise Owners!

Helen Cunningham
LJ Hooker Roseville

I have found all the Coverforce staff that I have dealt with to be very helpful, knowledgeable and keen to impress. Additionally, the proposal documentation required is straight forward and user friendly. If you haven’t tried Coverforce products, what are you waiting for?!!

W. Dowling
LJ Hooker Commercial – Central Coast

My company has been using the services and policies of Coverforce for a number of years for all our business insurance cover. I can confidently invite anyone to compare Coverforce’s policies, premiums and service. You will not find better

Bruce Eason
LJ Hooker West Pennant Hills

As new customers to Coverforce we found the information you gave us informative and we also saved a significant amount of money on both our PI Insurance as well as on our Business Insurance, additionally with our Business insurance we now have greater coverage for less than what we were paying prior to being with Coverforce. We would definitely recommend Coverforce for Insurance.

Aishah Hundley-Jackson
LJ Hooker Coogee